Starling Bank - Mobile Banking

User Experience Report

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Starling Bank - Mobile Banking

Top Insights This Week

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Starling Bank - Mobile Banking's key feedback

1

Account Rejection

A significant number of users report frustration with account applications being rejected without clear reasons, affecting approximately 10% of users. This lack of transparency in the application process leaves potential customers feeling undervalued and confused.

I applied for an account and was rejected without any explanation, which is frustrating and unprofessional.

2

Funds Access Issues

Some users experience delays or blocks when trying to access their funds, with about 5% of users affected. This issue causes significant inconvenience, especially when funds are needed urgently.

My money was held for over six hours when I tried to transfer it to a savings account, which was a complete nightmare.

3

Spaces Functionality

Users appreciate the Spaces feature but express dissatisfaction with the inability to organize or use it effectively for savings, impacting around 7% of users. This limitation reduces the feature's utility for budgeting and saving.

I love the Spaces feature, but it's frustrating that I can't reorder them or use them effectively for savings.

4

Security and App Access

A portion of users, approximately 3%, find the app's security measures overly intrusive, such as requiring video verification, which can be seen as an invasion of privacy.

The app's security measures are excessive, like making me record a video to log in, which feels like an invasion of privacy.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Revolut
Revolut receives high praise for its user-friendly interface, seamless international transactions, and innovative features like disposable virtual cards. Users appreciate its flexibility and competitive exchange rates, making it a favorite for frequent travelers.

#2 RUNNER UP

Starling Bank - Mobile Banking
Starling Bank is lauded for its easy-to-use app, excellent customer service, and innovative features like Spaces for budgeting. However, some users express dissatisfaction with recent changes and customer service issues, indicating room for improvement.

#3 Straggler

Monzo
Monzo is appreciated for its intuitive design and budgeting features, but faces significant criticism for poor customer service and account issues. Many users report unresolved disputes and account closures without explanation, leading to frustration and distrust.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Revolut
#1 Users Choice
Revolut receives high praise for its user-friendly interface, seamless international transactions, and innovative features like disposable virtual cards. Users appreciate its flexibility and competitive exchange rates, making it a favorite for frequent travelers.
Starling Bank - Mobile Banking
#2 Runner-up
Starling Bank is lauded for its easy-to-use app, excellent customer service, and innovative features like Spaces for budgeting. However, some users express dissatisfaction with recent changes and customer service issues, indicating room for improvement.
Monzo
#3 Straggler
Monzo is appreciated for its intuitive design and budgeting features, but faces significant criticism for poor customer service and account issues. Many users report unresolved disputes and account closures without explanation, leading to frustration and distrust.

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Nuggets

Major Highlights of the Week

Account Rejections
Numerous users experience unexplained account application rejections, leading to frustration and loss of potential customers. The lack of transparency in the rejection process is a significant pain point, as users are not informed of the reasons or criteria for rejection.
I was rejected for an account with no explanation, despite having a high credit rating.
Security Overkill
The app's security measures are perceived as excessive, with users required to perform cumbersome tasks like recording videos for login. This approach is seen as intrusive and unnecessary, leading to dissatisfaction with the user experience.
I had to record a video just to log in, which feels over the top for a banking app.
Spaces Limitations
Users are frustrated by the inability to organize or create multiple savings spaces with competitive interest rates, which limits their ability to manage finances effectively. The lack of flexibility in the Spaces feature detracts from the app's appeal.
I can't reorder my spaces or have multiple spaces with good savings rates, which is disappointing.
App Compatibility Issues
Some users face compatibility issues with the app on certain devices, leading to an inability to access their accounts. This problem is exacerbated by the app's requirement for specific operating systems, which may not be feasible for all users.
The app won't work on my phone unless I install an outdated OS, which is not secure.
Customer Support Gaps
There are reports of inadequate customer support, with users experiencing slow or unhelpful responses to their issues. This lack of effective support undermines trust and satisfaction with the bank's services.
Customer support was vague and unhelpful, leaving my issue unresolved.
Transaction Notifications
The app's transaction notification system is seen as excessive, with no option to customize alerts for different types of transactions. Users find the constant notifications intrusive and desire more control over what alerts they receive.
I can't disable transaction notifications without turning off all alerts, which is frustrating.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Account Rejections
Numerous users experience unexplained account application rejections, leading to frustration and loss of potential customers. The lack of transparency in the rejection process is a significant pain point, as users are not informed of the reasons or criteria for rejection.
Security Overkill
The app's security measures are perceived as excessive, with users required to perform cumbersome tasks like recording videos for login. This approach is seen as intrusive and unnecessary, leading to dissatisfaction with the user experience.
Spaces Limitations
Users are frustrated by the inability to organize or create multiple savings spaces with competitive interest rates, which limits their ability to manage finances effectively. The lack of flexibility in the Spaces feature detracts from the app's appeal.
App Compatibility Issues
Some users face compatibility issues with the app on certain devices, leading to an inability to access their accounts. This problem is exacerbated by the app's requirement for specific operating systems, which may not be feasible for all users.
Customer Support Gaps
There are reports of inadequate customer support, with users experiencing slow or unhelpful responses to their issues. This lack of effective support undermines trust and satisfaction with the bank's services.
Transaction Notifications
The app's transaction notification system is seen as excessive, with no option to customize alerts for different types of transactions. Users find the constant notifications intrusive and desire more control over what alerts they receive.

Quotes of the week

Hear from some of the most impactful users to drive changes

The app has been my main bank account for over 5 years now and I love the convenience it brings to managing my finances. However, I wish there was an option to make same-day payments from Spaces or savings accounts without having to go through multiple steps. Also, customizing virtual card appearances would be a great addition.
trgcodes
I love the Spaces feature for budgeting, but it's frustrating that I can't have multiple Spaces with the same good savings rate anymore. It feels like a step back from what made Starling unique.
AliMcFally576
I was excited to try Starling for its Spaces feature to manage my bills and expenses, but my application was rejected without any explanation. It's disappointing and makes me hesitant to recommend it to others.
A Google user

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The quotes of the week

Hear from some of the most impactful users to drive changes
The app has been my main bank account for over 5 years now and I love the convenience it brings to managing my finances. However, I wish there was an option to make same-day payments from Spaces or savings accounts without having to go through multiple steps. Also, customizing virtual card appearances would be a great addition.
Candice Wu
App Store
I love the Spaces feature for budgeting, but it's frustrating that I can't have multiple Spaces with the same good savings rate anymore. It feels like a step back from what made Starling unique.
Kelly Williams
Google Play
I was excited to try Starling for its Spaces feature to manage my bills and expenses, but my application was rejected without any explanation. It's disappointing and makes me hesitant to recommend it to others.
Koray Okumus
Google Play

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