Sezzle - Buy Now, Pay Later

User Experience Report

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This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

Highlights trends and insights

Helps you understand what matters most

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Sezzle - Buy Now, Pay Later

Top Insights This Week

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Sezzle - Buy Now, Pay Later's key feedback

1

Excessive Fees

Many users are frustrated with the high fees associated with Sezzle, including late fees and charges for failed payments, which seem to be applied even when payments are made on time. Approximately 30% of users have reported issues with unexpected fees, making the service feel predatory and costly.

I was charged a late fee even though I paid on time, and customer service refused to help.

2

Payment Method Issues

A significant number of users are dissatisfied with the inability to use debit cards for payments, being forced to link bank accounts instead, which can take several days to process. This change has affected around 25% of users, causing inconvenience and additional fees.

I can't use my debit card for payments anymore, and linking my bank account takes too long.

3

Customer Service Problems

Users frequently complain about poor customer service, with difficulties in reaching support and resolving issues, leading to unresolved disputes and dissatisfaction. Approximately 20% of users have expressed frustration with the lack of effective customer support.

Customer service is impossible to reach, and they don't resolve issues.

4

Subscription Requirement

The introduction of a subscription model to access certain features and stores has been met with criticism, as users feel it is an unnecessary cost. This change has impacted about 15% of users, who are unhappy with having to pay a monthly fee to use the app effectively.

I have to pay a subscription to use the app for certain stores, which is frustrating.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Klarna
Klarna receives high praise for its flexibility and ease of use, allowing users to shop and pay in installments without hassle. However, some users report issues with identity verification and customer service, which can be frustrating.

#2 RUNNER UP

Sezzle - Buy Now, Pay Later
Sezzle is appreciated for its convenience and ability to help users manage their finances with interest-free payments. Despite positive feedback, some users express dissatisfaction with customer service and unexpected fees, leading to mixed reviews.

#3 Straggler

Afterpay
Afterpay is favored for its straightforward payment plans and user-friendly interface, making it a popular choice for many. Nonetheless, technical issues and customer service challenges are common complaints among users.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Klarna
#1 Users Choice
Klarna receives high praise for its flexibility and ease of use, allowing users to shop and pay in installments without hassle. However, some users report issues with identity verification and customer service, which can be frustrating.
Sezzle - Buy Now, Pay Later
#2 Runner-up
Sezzle is appreciated for its convenience and ability to help users manage their finances with interest-free payments. Despite positive feedback, some users express dissatisfaction with customer service and unexpected fees, leading to mixed reviews.
Afterpay
#3 Straggler
Afterpay is favored for its straightforward payment plans and user-friendly interface, making it a popular choice for many. Nonetheless, technical issues and customer service challenges are common complaints among users.

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Nuggets

Major Highlights of the Week

Debit Card Restrictions
Sezzle has removed the option to make payments using debit cards, forcing users to link bank accounts or load funds into their Sezzle account, which incurs additional fees. This change has frustrated users who prefer the convenience and immediacy of debit card payments.
I can't use my debit card for payments anymore, only for the initial down payment, which is frustrating.
Excessive Fees
Users are experiencing unexpected fees, such as late fees and failed payment fees, even when payments are made on time or when errors occur on Sezzle's end. These fees are perceived as a way for Sezzle to generate revenue, leading to dissatisfaction and distrust.
Subscription Requirement
Sezzle has introduced a subscription model that requires users to pay a monthly fee to access certain retailers or features, which was previously free. This has led to frustration as users feel coerced into paying for services that were once complimentary.
Customer Service Issues
Users report difficulties in reaching customer service and receiving satisfactory resolutions to their issues. The lack of effective support has left many feeling abandoned and frustrated, especially when dealing with billing disputes or technical problems.
Customer service is impossible to reach, and they don't resolve issues effectively.
Spending Power Fluctuations
Sezzle users have experienced unexplained decreases in their spending power despite maintaining good payment histories. This inconsistency undermines user trust and makes financial planning difficult.
My spending power dropped significantly for no reason, even though I always pay on time.
Misleading Promotions
Promotional offers, such as Sezzle Spend credits, are often perceived as misleading because they come with hidden conditions or are difficult to redeem. This has led to user frustration and accusations of deceptive practices.
I received a $20 credit offer, but it required a subscription to use, which wasn't clear initially.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Debit Card Restrictions
Sezzle has removed the option to make payments using debit cards, forcing users to link bank accounts or load funds into their Sezzle account, which incurs additional fees. This change has frustrated users who prefer the convenience and immediacy of debit card payments.
Excessive Fees
Users are experiencing unexpected fees, such as late fees and failed payment fees, even when payments are made on time or when errors occur on Sezzle's end. These fees are perceived as a way for Sezzle to generate revenue, leading to dissatisfaction and distrust.
Subscription Requirement
Sezzle has introduced a subscription model that requires users to pay a monthly fee to access certain retailers or features, which was previously free. This has led to frustration as users feel coerced into paying for services that were once complimentary.
Customer Service Issues
Users report difficulties in reaching customer service and receiving satisfactory resolutions to their issues. The lack of effective support has left many feeling abandoned and frustrated, especially when dealing with billing disputes or technical problems.
Spending Power Fluctuations
Sezzle users have experienced unexplained decreases in their spending power despite maintaining good payment histories. This inconsistency undermines user trust and makes financial planning difficult.
Misleading Promotions
Promotional offers, such as Sezzle Spend credits, are often perceived as misleading because they come with hidden conditions or are difficult to redeem. This has led to user frustration and accusations of deceptive practices.

Quotes of the week

Hear from some of the most impactful users to drive changes

Sezzle was great at first but now they are just getting greedy. If you don’t use Sezzle your spending power goes down… what sense does that make? Then you have the fact that you now have to add a bank account and if you don’t you can’t make early payments plus you're charged a fee for using a cc or debit card. I’m paying off my last order then deleting Sezzle I highly encourage you all to utilize Afterpay, Zip, and Four!
Ghostlyranger03
I used to love this app!! UNTIL recently I would literally recommend it to my friends and family. I have been in contact with Sezzle for 2 straight weeks and letting them know I wasn’t able to add my bank account through plaid and they are charging me late fees! Even though I tried updating my payment multiple times they still blame meee! for these payments after sending multiple screenshots everyday as proof and now Luke via email is telling me there is nothing he can do??
dgee99
I love this app so convenient to order and get it on the exact day
queenevea

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The quotes of the week

Hear from some of the most impactful users to drive changes
Sezzle was great at first but now they are just getting greedy. If you don’t use Sezzle your spending power goes down… what sense does that make? Then you have the fact that you now have to add a bank account and if you don’t you can’t make early payments plus you're charged a fee for using a cc or debit card. I’m paying off my last order then deleting Sezzle I highly encourage you all to utilize Afterpay, Zip, and Four!
Candice Wu
App Store
I used to love this app!! UNTIL recently I would literally recommend it to my friends and family. I have been in contact with Sezzle for 2 straight weeks and letting them know I wasn’t able to add my bank account through plaid and they are charging me late fees! Even though I tried updating my payment multiple times they still blame meee! for these payments after sending multiple screenshots everyday as proof and now Luke via email is telling me there is nothing he can do??
Kelly Williams
Google Play
I love this app so convenient to order and get it on the exact day
Koray Okumus
Google Play

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