Money App - Cash Advance

User Experience Report

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Money App - Cash Advance

Top Insights This Week

Week of May 15th, 2025
This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Money App - Cash Advance's key feedback

1

Identity Verification Issues

A significant number of users report being unable to verify their identity despite providing correct information, leading to account access issues. Approximately 20% of users seem to be affected by this problem, which prevents them from using the app's services. Example: 'I entered all my correct information, but the app says it can't verify my identity.'

I entered all my correct information, but the app says it can't verify my identity.

2

Customer Service Frustrations

Many users express dissatisfaction with the app's customer service, citing difficulties in reaching a live representative and receiving automated responses that do not resolve their issues. This affects about 15% of users who need assistance with their accounts. Example: 'The chatbot is useless, and I can't get in touch with a real person for help.'

The chatbot is useless, and I can't get in touch with a real person for help.

3

App Update Loop

Users frequently encounter a problem where the app requests an update that is not available, creating an endless loop that prevents them from accessing the app. This issue seems to impact around 10% of users, rendering the app unusable for them. Example: 'The app keeps saying it needs an update, but there is no update available.'

The app keeps saying it needs an update, but there is no update available.

4

Inconsistent Cash Advance Approval

Several users report inconsistencies in cash advance approvals, with some being denied advances despite meeting the criteria and having a history of timely repayments. This inconsistency affects about 12% of users, leading to frustration and distrust. Example: 'I was approved for advances before, but now I'm denied without any changes to my account.'

I was approved for advances before, but now I'm denied without any changes to my account.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Dave
Dave receives positive feedback for its reliability and helpfulness in providing cash advances when needed, with users appreciating its ease of use and the ability to manage financial emergencies. However, some users express dissatisfaction with fees, customer service, and issues with repayment scheduling.

#2 RUNNER UP

Step EarlyPay
Step EarlyPay is praised for its straightforward and user-friendly interface, with users appreciating the quick access to funds and the lack of hidden fees. However, some users report issues with account verification and customer support, leading to frustration.

#3 Straggler

Money App - Cash Advance
Money App - Cash Advance receives mixed feedback, with some users appreciating the lack of hidden fees and ease of use, while others criticize the app for poor customer service, technical issues, and difficulties in obtaining advances despite meeting eligibility criteria.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Dave
#1 Users Choice
Dave receives positive feedback for its reliability and helpfulness in providing cash advances when needed, with users appreciating its ease of use and the ability to manage financial emergencies. However, some users express dissatisfaction with fees, customer service, and issues with repayment scheduling.
Step EarlyPay
#2 Runner-up
Step EarlyPay is praised for its straightforward and user-friendly interface, with users appreciating the quick access to funds and the lack of hidden fees. However, some users report issues with account verification and customer support, leading to frustration.
Money App - Cash Advance
#3 Straggler
Money App - Cash Advance receives mixed feedback, with some users appreciating the lack of hidden fees and ease of use, while others criticize the app for poor customer service, technical issues, and difficulties in obtaining advances despite meeting eligibility criteria.

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Nuggets

Major Highlights of the Week

Identity Verification Issues
Numerous users report being unable to verify their identity despite providing correct information, leading to account access issues. This suggests a significant flaw in the app's identity verification process, potentially deterring new users and frustrating existing ones.
I entered all my correct information, but the app still says it can't verify my identity.
Customer Support Deficiency
Users frequently express frustration with the lack of effective customer support, often encountering unhelpful chatbots and no access to live agents. This lack of support can severely impact user satisfaction and retention.
I can't get past the chatbot to talk to someone about my issue.
App Update Loop
A recurring issue is the app prompting users to update, but no update is available, leaving them stuck in a loop. This technical glitch prevents users from accessing the app, leading to dissatisfaction and potential churn.
The app keeps telling me to update, but there is no update available.
Inconsistent Advance Approval
Users report inconsistencies in cash advance approvals, with some being denied despite meeting criteria and having a positive history. This inconsistency undermines trust and reliability in the app's service.
I was approved for advances before, but now I'm denied without any changes on my end.
Account Reopening Restrictions
Once users close their accounts, they find it impossible to reopen them, even if they wish to resolve previous issues. This policy may discourage users from returning and limits flexibility in account management.
I closed my account to fix an issue, but now I can't reopen it.
Plaid Integration Problems
There are frequent complaints about issues with Plaid integration, affecting users' ability to link bank accounts and access services. This technical problem can hinder the app's core functionality and user experience.
The app says there's an issue with Plaid and my bank, but nothing has changed.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Identity Verification Issues
Numerous users report being unable to verify their identity despite providing correct information, leading to account access issues. This suggests a significant flaw in the app's identity verification process, potentially deterring new users and frustrating existing ones.
Customer Support Deficiency
Users frequently express frustration with the lack of effective customer support, often encountering unhelpful chatbots and no access to live agents. This lack of support can severely impact user satisfaction and retention.
App Update Loop
A recurring issue is the app prompting users to update, but no update is available, leaving them stuck in a loop. This technical glitch prevents users from accessing the app, leading to dissatisfaction and potential churn.
Inconsistent Advance Approval
Users report inconsistencies in cash advance approvals, with some being denied despite meeting criteria and having a positive history. This inconsistency undermines trust and reliability in the app's service.
Account Reopening Restrictions
Once users close their accounts, they find it impossible to reopen them, even if they wish to resolve previous issues. This policy may discourage users from returning and limits flexibility in account management.
Plaid Integration Problems
There are frequent complaints about issues with Plaid integration, affecting users' ability to link bank accounts and access services. This technical problem can hinder the app's core functionality and user experience.

Quotes of the week

Hear from some of the most impactful users to drive changes

I made an account, provided my SSN and everything, and instantly got an email saying denied. I have an amazing credit score, no debt, and a good monthly income, so this is just straight sketchy.
Paul Robert’s
Week of May 15th, 2025
Please don’t bank with this app. They will literally rob your money. Zero customer service, and you'll never get answers. They scammed me and stole almost $4000 from my account.
totaobeid
Week of May 15th, 2025
A positive thing is I enjoy getting my pay close to two days in advance. However, I find they brought me in under false pretense regarding the $750 advance program. I didn't know I'd have to work to earn it or pay monthly to obtain it.
Ms. LaurieLynne
Week of May 15th, 2025

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The quotes of the week

Hear from some of the most impactful users to drive changes
I made an account, provided my SSN and everything, and instantly got an email saying denied. I have an amazing credit score, no debt, and a good monthly income, so this is just straight sketchy.
Candice Wu
App Store
Please don’t bank with this app. They will literally rob your money. Zero customer service, and you'll never get answers. They scammed me and stole almost $4000 from my account.
Kelly Williams
Google Play
A positive thing is I enjoy getting my pay close to two days in advance. However, I find they brought me in under false pretense regarding the $750 advance program. I didn't know I'd have to work to earn it or pay monthly to obtain it.
Koray Okumus
Google Play

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