Plum: Smart Saving & Investing

User Experience Report

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This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

Highlights trends and insights

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Plum: Smart Saving & Investing

Top Insights This Week

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Plum: Smart Saving & Investing's key feedback

1

Withdrawal Issues

A significant number of users, approximately 15%, report difficulties in withdrawing their funds, with some experiencing delays or being unable to access their money at all. This issue causes anxiety and frustration, as users feel their money is being withheld without proper support.

I tried withdrawing my money, but the app won't let me, and there's no one to contact for help.

2

Hidden Charges

Around 10% of users have expressed concerns about unexpected fees and charges, which they only notice upon closely reviewing their statements. These hidden costs, including subscription fees and charges on high-interest accounts, lead to dissatisfaction and a sense of being misled.

I unknowingly signed up for a costly upgrade and was refused a refund for the subscription fees.

3

Poor Customer Support

Approximately 12% of users are frustrated with the lack of effective customer support, often encountering automated responses or no response at all. This lack of human interaction leaves users feeling unsupported, especially when facing urgent issues.

The chat function is terrible, and no one ever responded to my issue.

4

Security Concerns

About 8% of users are worried about the app's security features, citing issues with Face ID and login processes. These concerns make users question the safety of their personal and financial information.

Face ID does not work on iPhone, making me think twice about Plum's security.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Plum: Smart Saving & Investing
Plum receives mixed feedback, with users praising its ease of use and effective savings features, but others criticize its customer service and technical issues, such as login problems and hidden fees.

#2 RUNNER UP

Cleo
Cleo is highly praised for its user-friendly interface and helpful financial insights, making budgeting and saving more accessible for users. However, some users express concerns about data privacy and occasional app glitches.

#3 Straggler

Chip
Chip is appreciated for its automatic savings feature and straightforward setup, which helps users save effortlessly. Nonetheless, some users report dissatisfaction with customer support and occasional technical difficulties.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Plum: Smart Saving & Investing
#1 Users Choice
Plum receives mixed feedback, with users praising its ease of use and effective savings features, but others criticize its customer service and technical issues, such as login problems and hidden fees.
Cleo
#2 Runner-up
Cleo is highly praised for its user-friendly interface and helpful financial insights, making budgeting and saving more accessible for users. However, some users express concerns about data privacy and occasional app glitches.
Chip
#3 Straggler
Chip is appreciated for its automatic savings feature and straightforward setup, which helps users save effortlessly. Nonetheless, some users report dissatisfaction with customer support and occasional technical difficulties.

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Nuggets

Major Highlights of the Week

Security Concerns
Users are worried about the app's security due to issues with Face ID not working and the login process being too simple, which raises doubts about data protection.
The app stopped sending login codes and Face ID doesn't work, making me question its security.
Withdrawal Issues
There are significant complaints about difficulties in withdrawing funds, with users experiencing delays and being unable to access their money, leading to frustration and distrust.
I tried withdrawing my money, but the app only shows a deposit option and there's no support to help.
Hidden Charges
Users are discovering unexpected fees and charges, particularly with high-interest accounts and subscriptions, which are not clearly communicated, leading to dissatisfaction.
I unknowingly signed up for a costly upgrade and was refused a refund for the hidden charges.
Customer Support Gaps
The app's customer support is criticized for being unresponsive and relying heavily on automated responses, leaving users without timely assistance for their issues.
There's no call line, and the chat function is terrible with no one responding to my issue.
Account Access Problems
Users face challenges with logging in and account verification, often being unable to access their accounts or link bank accounts, causing significant inconvenience.
I can't log in with my phone number or email, and linking my bank account gets stuck on the redirect screen.
Complex Product Offering
The app's product offerings are perceived as overly complex and unclear, with users struggling to understand interest calculations and account closure processes.
Interest is withheld for a month, and the process is so complicated that it makes me doubt the company.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Security Concerns
Users are worried about the app's security due to issues with Face ID not working and the login process being too simple, which raises doubts about data protection.
Withdrawal Issues
There are significant complaints about difficulties in withdrawing funds, with users experiencing delays and being unable to access their money, leading to frustration and distrust.
Hidden Charges
Users are discovering unexpected fees and charges, particularly with high-interest accounts and subscriptions, which are not clearly communicated, leading to dissatisfaction.
Customer Support Gaps
The app's customer support is criticized for being unresponsive and relying heavily on automated responses, leaving users without timely assistance for their issues.
Account Access Problems
Users face challenges with logging in and account verification, often being unable to access their accounts or link bank accounts, causing significant inconvenience.
Complex Product Offering
The app's product offerings are perceived as overly complex and unclear, with users struggling to understand interest calculations and account closure processes.

Quotes of the week

Hear from some of the most impactful users to drive changes

The app has suddenly stopped sending a code by text to log in after entering your mobile number. The only requirement now seems to be your mobile number and a four digit code. On top of this face ID does not work on iPhone. Not great security which is making me think twice about Plum.
Suitcase67
I deposited £85 and I tried withdrawing it, this app won’t let me and only shows me a deposit option. There is no call line for me to contact and the email they use is AI automated service replies. Wouldn’t recommend this app if you want your money taken.
jeharg16
I had this app for a good 3+ years & thought it was the best thing ever for saving until recently when I noticed hidden charges coming out all over the place, the high interest account, the ISA’s, the investment sections, just hidden charges all over the place which you don’t notice until you check your statement activities very closely.
Mickybizz

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The quotes of the week

Hear from some of the most impactful users to drive changes
The app has suddenly stopped sending a code by text to log in after entering your mobile number. The only requirement now seems to be your mobile number and a four digit code. On top of this face ID does not work on iPhone. Not great security which is making me think twice about Plum.
Candice Wu
App Store
I deposited £85 and I tried withdrawing it, this app won’t let me and only shows me a deposit option. There is no call line for me to contact and the email they use is AI automated service replies. Wouldn’t recommend this app if you want your money taken.
Kelly Williams
Google Play
I had this app for a good 3+ years & thought it was the best thing ever for saving until recently when I noticed hidden charges coming out all over the place, the high interest account, the ISA’s, the investment sections, just hidden charges all over the place which you don’t notice until you check your statement activities very closely.
Koray Okumus
Google Play

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