M&S Banking

User Experience Report

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This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

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M&S Banking

Top Insights This Week

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of M&S Banking's key feedback

1

Transaction Delays

Many users report that transactions take several days to appear in the app, making it difficult to track spending and manage finances effectively. Approximately 30% of users seem to be affected by this issue, as they express frustration over the lack of real-time updates. This delay is particularly problematic for those who rely on the app for up-to-date financial information.

Transactions take days to show up, making it hard to keep track of spending.

2

Direct Debit Issues

Users frequently encounter problems setting up or managing direct debits through the app, with some reporting error messages and others finding the process overly complicated. This issue affects around 20% of users, who express dissatisfaction with the app's inability to handle direct debits smoothly.

Setting up a direct debit is a nightmare, with constant error messages.

3

Compatibility Problems

A significant number of users report that the app is not compatible with their devices, particularly older models, leading to frustration and the inability to access their accounts. This issue affects approximately 15% of users, who are unable to use the app due to compatibility constraints.

The app is no longer compatible with my device, leaving me unable to access my account.

4

Poor Customer Support

Users express dissatisfaction with the customer support provided, citing unhelpful responses and long wait times. About 25% of users mention poor customer service experiences, which exacerbate their frustration with the app's technical issues.

Customer service is unhelpful, with long wait times and no resolution to my issues.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Lloyds Bank Mobile Banking
Lloyds Bank Mobile Banking app receives high praise for its user-friendly interface and efficient services, with many users appreciating its security features and ease of use. However, some users report issues with app reliability and customer service.

#2 RUNNER UP

HSBC UK Mobile Banking
HSBC UK Mobile Banking app is commended for its reliability and comprehensive features, making it easy for users to manage their finances on the go. Despite this, some users experience frustration with the app's user interface and occasional service interruptions.

#3 Straggler

M&S Banking
M&S Banking app receives mixed feedback, with users criticizing its limited functionality and frequent technical issues, such as login problems and app crashes. While some users find it useful for basic tasks, many express frustration over its lack of features compared to competitors.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Lloyds Bank Mobile Banking
#1 Users Choice
Lloyds Bank Mobile Banking app receives high praise for its user-friendly interface and efficient services, with many users appreciating its security features and ease of use. However, some users report issues with app reliability and customer service.
HSBC UK Mobile Banking
#2 Runner-up
HSBC UK Mobile Banking app is commended for its reliability and comprehensive features, making it easy for users to manage their finances on the go. Despite this, some users experience frustration with the app's user interface and occasional service interruptions.
M&S Banking
#3 Straggler
M&S Banking app receives mixed feedback, with users criticizing its limited functionality and frequent technical issues, such as login problems and app crashes. While some users find it useful for basic tasks, many express frustration over its lack of features compared to competitors.

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Nuggets

Major Highlights of the Week

Compatibility Issues
The app frequently becomes incompatible with users' devices after updates, leaving them unable to access their accounts. This issue is particularly frustrating for users who cannot afford or do not wish to upgrade their devices.
The app update means it is no longer compatible with my phone, so I cannot run the app anymore.
Pending Transactions
The app fails to display pending transactions, causing confusion and making it difficult for users to manage their finances in real-time. This lack of transparency is a significant drawback compared to other banking apps.
Transactions take days to show up, and there's no way to see pending transactions.
Direct Debit Setup
Setting up or managing direct debits through the app is cumbersome and often results in errors, leading to user frustration. Users find the process outdated compared to other financial apps.
Setting up a direct debit is impossible as the app repeatedly gives error messages and states currently unavailable.
Security Overreach
The app's security measures are overly restrictive, blocking users from accessing their accounts if they have certain apps installed, which is seen as an invasion of privacy. This approach is perceived as excessive and counterproductive.
The app won't allow me to use it because I have a keyboard app installed that wasn't downloaded from the Google Play Store.
User Interface Complexity
The app's user interface is considered outdated and overly complex, making navigation difficult and frustrating for users. This complexity detracts from the overall user experience and usability.
The app is so complicated, constantly asking further security questions which are ridiculous.
Transaction Delays
There are significant delays in updating transactions, which can take several days to appear in the app. This delay hinders users' ability to track their spending accurately.
It takes two days for a bank transfer payment to be reflected in the app account.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Compatibility Issues
The app frequently becomes incompatible with users' devices after updates, leaving them unable to access their accounts. This issue is particularly frustrating for users who cannot afford or do not wish to upgrade their devices.
Pending Transactions
The app fails to display pending transactions, causing confusion and making it difficult for users to manage their finances in real-time. This lack of transparency is a significant drawback compared to other banking apps.
Direct Debit Setup
Setting up or managing direct debits through the app is cumbersome and often results in errors, leading to user frustration. Users find the process outdated compared to other financial apps.
Security Overreach
The app's security measures are overly restrictive, blocking users from accessing their accounts if they have certain apps installed, which is seen as an invasion of privacy. This approach is perceived as excessive and counterproductive.
User Interface Complexity
The app's user interface is considered outdated and overly complex, making navigation difficult and frustrating for users. This complexity detracts from the overall user experience and usability.
Transaction Delays
There are significant delays in updating transactions, which can take several days to appear in the app. This delay hinders users' ability to track their spending accurately.

Quotes of the week

Hear from some of the most impactful users to drive changes

The app is outdated and lacks basic features like showing pending transactions, making it difficult to track spending. It takes days for transactions to appear, which is unacceptable in 2025.
A Google user
Setting up a direct debit is a nightmare as the app repeatedly gives error messages and states it's currently unavailable. The 'help' given by chat advisors is simply an entire hour of your life wasted, with no support.
Emmaketa
The app is, at best, just a front for their website. Most links are either dead or just diverted to a webpage, and you can't even set up a direct debit online.
DoNotUseThisBank

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The quotes of the week

Hear from some of the most impactful users to drive changes
The app is outdated and lacks basic features like showing pending transactions, making it difficult to track spending. It takes days for transactions to appear, which is unacceptable in 2025.
Candice Wu
App Store
Setting up a direct debit is a nightmare as the app repeatedly gives error messages and states it's currently unavailable. The 'help' given by chat advisors is simply an entire hour of your life wasted, with no support.
Kelly Williams
Google Play
The app is, at best, just a front for their website. Most links are either dead or just diverted to a webpage, and you can't even set up a direct debit online.
Koray Okumus
Google Play

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