Marshmallow Insurance

User Experience Report

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This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

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Marshmallow Insurance

Top Insights This Week

This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Marshmallow Insurance's key feedback

1

Policy Cancellation Issues

Many users report unexpected policy cancellations without clear explanations, often accompanied by high cancellation fees. Approximately 20% of users seem to be affected by this issue, leading to frustration and distrust. Example: 'My policy was canceled without any reason, and I was charged a £130 cancellation fee.'

My policy was canceled without any reason, and I was charged a £130 cancellation fee.

2

Poor Customer Support

A significant number of users express dissatisfaction with the customer support, citing long wait times and unresponsive chat services. This issue affects around 25% of users, who find it difficult to resolve their issues promptly. Example: 'I waited over 3 hours for a response on live chat with no reply.'

I waited over 3 hours for a response on live chat with no reply.

3

App Functionality Problems

Users frequently encounter issues with the app, such as login problems, verification code failures, and inability to update details. Approximately 15% of users report these technical difficulties, which hinder their ability to manage their policies effectively. Example: 'The app won't let me log in, and I can't update my details.'

The app won't let me log in, and I can't update my details.

4

Unexpected Premium Increases

Several users report sudden and significant increases in their premiums without clear justification, affecting about 10% of the user base. This leads to dissatisfaction and a sense of being overcharged. Example: 'My renewal quote was £720 more than last year without any reason.'

My renewal quote was £720 more than last year without any reason.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Marshmallow Insurance
Marshmallow Insurance receives mixed feedback. Many users praise its easy-to-use app and competitive pricing, but there are numerous complaints about poor customer service, unexpected policy cancellations, and high cancellation fees. The lack of phone support and reliance on chatbots for customer service are common points of frustration.

#2 RUNNER UP

Lemonade
Lemonade is often praised for its user-friendly app and quick claims process. Customers appreciate the transparency and efficiency of the service, although some users have reported issues with claim denials and customer support responsiveness.

#3 Straggler

Root Insurance
Root Insurance is generally well-received for its innovative approach to pricing based on driving behavior, which many users find fair and cost-effective. However, some customers have experienced difficulties with claims processing and customer service, leading to mixed overall satisfaction.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Marshmallow Insurance
#1 Users Choice
Marshmallow Insurance receives mixed feedback. Many users praise its easy-to-use app and competitive pricing, but there are numerous complaints about poor customer service, unexpected policy cancellations, and high cancellation fees. The lack of phone support and reliance on chatbots for customer service are common points of frustration.
Lemonade
#2 Runner-up
Lemonade is often praised for its user-friendly app and quick claims process. Customers appreciate the transparency and efficiency of the service, although some users have reported issues with claim denials and customer support responsiveness.
Root Insurance
#3 Straggler
Root Insurance is generally well-received for its innovative approach to pricing based on driving behavior, which many users find fair and cost-effective. However, some customers have experienced difficulties with claims processing and customer service, leading to mixed overall satisfaction.

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Nuggets

Major Highlights of the Week

Policy Cancellations
Customers experience unexpected policy cancellations without clear explanations, often after providing requested documents. This leads to frustration and financial loss due to cancellation fees.
Despite submitting all required documents, my policy was canceled without explanation, and I was charged a cancellation fee.
Customer Support Delays
Users face significant delays in receiving responses from customer support, particularly through live chat, which is often the only contact method available. This results in unresolved issues and increased customer dissatisfaction.
I waited over three hours for a response on live chat to change my policy, but no one replied.
Auto-Renewal Issues
Customers report difficulties in canceling auto-renewals, often resulting in unexpected charges. The process is cumbersome, requiring interaction with customer support, which is not always responsive.
I turned off auto-renewal, but was still charged for a renewal I didn't want, and customer support was unhelpful.
App Functionality Problems
The app frequently fails to send verification codes or allow users to update details, leading to frustration and inability to manage policies effectively. This impacts the overall user experience negatively.
I couldn't receive a verification code to log in, making it impossible to access my policy details.
High Cancellation Fees
Customers are charged high cancellation fees even when policies are canceled by the company, leading to perceptions of unfair practices. This is a significant source of dissatisfaction and financial burden.
My policy was canceled by Marshmallow, and I was still charged a £130 cancellation fee.
Document Verification Issues
Users face challenges with document verification, often leading to policy cancellations or increased premiums. This process is perceived as inconsistent and unfair, causing customer frustration.
Despite providing proof of my No Claims Discount, my policy was canceled due to alleged document issues.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Policy Cancellations
Customers experience unexpected policy cancellations without clear explanations, often after providing requested documents. This leads to frustration and financial loss due to cancellation fees.
Customer Support Delays
Users face significant delays in receiving responses from customer support, particularly through live chat, which is often the only contact method available. This results in unresolved issues and increased customer dissatisfaction.
Auto-Renewal Issues
Customers report difficulties in canceling auto-renewals, often resulting in unexpected charges. The process is cumbersome, requiring interaction with customer support, which is not always responsive.
App Functionality Problems
The app frequently fails to send verification codes or allow users to update details, leading to frustration and inability to manage policies effectively. This impacts the overall user experience negatively.
High Cancellation Fees
Customers are charged high cancellation fees even when policies are canceled by the company, leading to perceptions of unfair practices. This is a significant source of dissatisfaction and financial burden.
Document Verification Issues
Users face challenges with document verification, often leading to policy cancellations or increased premiums. This process is perceived as inconsistent and unfair, causing customer frustration.

Quotes of the week

Hear from some of the most impactful users to drive changes

I had a very disappointing experience with Marshmallow. Despite being just 8 days away from the end of my policy, they cancelled it without proper justification, leaving me without cover unexpectedly. To make things worse, their vehicle change charges were extremely high, far beyond what I’ve seen with other insurers. It felt like they were more interested in making money than supporting their customers. I expected far better service and transparency. I won’t be using them again, and I wouldn’t recommend them to others.
alex_khan
I am extremely disappointed with the way Marshmallow Insurance has handled my policy. I was asked to provide proof of my No Claims Discount (NCD) from my home country, Nigeria, which I promptly submitted. Despite complying with the request, my policy was canceled without any clear explanation of the cause. It is unacceptable for a company to take such drastic action without properly communicating with its customers or giving them a chance to address any perceived issues. I feel let down and unfairly treated, especially as I have done my part to provide the required documentation. This experience has left me feeling angry and frustrated, and I would not recommend Marshmallow to anyone looking for reliable insurance. Clear communication and transparency are fundamental, and unfortunately, Marshmallow has failed me in both areas.
DAVIDBREEZE X
I have been happily using the app since April last year but I am disappointed with the lack of support for software issues. For a few weeks now I have been unable to log in to the app as the log in code via SMS does not come through and there is no option in the app to log in via email. After looking for support on how to solve this, the only options available are a limited live chat on the website and being referred to the app (which I can’t access). Calling the support line also goes nowhere as the prompt states that the live chat must be used. This is either something software-based which needs to be solved or a better support alternative needs to be put in place when the app can’t be accessed.
MarcusK07

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The quotes of the week

Hear from some of the most impactful users to drive changes
I had a very disappointing experience with Marshmallow. Despite being just 8 days away from the end of my policy, they cancelled it without proper justification, leaving me without cover unexpectedly. To make things worse, their vehicle change charges were extremely high, far beyond what I’ve seen with other insurers. It felt like they were more interested in making money than supporting their customers. I expected far better service and transparency. I won’t be using them again, and I wouldn’t recommend them to others.
Candice Wu
App Store
I am extremely disappointed with the way Marshmallow Insurance has handled my policy. I was asked to provide proof of my No Claims Discount (NCD) from my home country, Nigeria, which I promptly submitted. Despite complying with the request, my policy was canceled without any clear explanation of the cause. It is unacceptable for a company to take such drastic action without properly communicating with its customers or giving them a chance to address any perceived issues. I feel let down and unfairly treated, especially as I have done my part to provide the required documentation. This experience has left me feeling angry and frustrated, and I would not recommend Marshmallow to anyone looking for reliable insurance. Clear communication and transparency are fundamental, and unfortunately, Marshmallow has failed me in both areas.
Kelly Williams
Google Play
I have been happily using the app since April last year but I am disappointed with the lack of support for software issues. For a few weeks now I have been unable to log in to the app as the log in code via SMS does not come through and there is no option in the app to log in via email. After looking for support on how to solve this, the only options available are a limited live chat on the website and being referred to the app (which I can’t access). Calling the support line also goes nowhere as the prompt states that the live chat must be used. This is either something software-based which needs to be solved or a better support alternative needs to be put in place when the app can’t be accessed.
Koray Okumus
Google Play

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