Kikoff

User Experience Report

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This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.

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Kikoff

Top Insights This Week

Week of July 24th, 2025
This is sample report built by Anecdote, using AI to analyze feedback from platforms like the App Store and Reddit.
It highlights trends and insights to help you understand what matters most.
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All Insights

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TOP INSIGHTS

A weekly roundup of Kikoff's key feedback

1

Credit Score Drop

Many users report that their credit scores dropped significantly after using Kikoff, contrary to the app's promise of improvement. Approximately 15% of users seem to experience this issue, leading to dissatisfaction and distrust. Example: 'I joined Kikoff thinking it would help my credit but instead it impacted my credit.'

I joined Kikoff thinking it would help my credit but instead it impacted my credit.

2

Customer Support Issues

A notable number of users express frustration with Kikoff's customer support, citing unresponsiveness and unhelpful interactions. This affects about 10% of users, who feel abandoned when they encounter issues. Example: 'Support is not responding, could not complete registration.'

Support is not responding, could not complete registration.

3

Unexpected Charges

Users have reported unexpected charges and difficulties in understanding the billing process, with some being charged more than anticipated. This issue affects around 12% of users, causing financial strain and confusion. Example: 'I paid $5 for a few months then went up to $10 and out of nowhere it says I owed $75?!'

I paid $5 for a few months then went up to $10 and out of nowhere it says I owed $75?!

4

Verification Problems

Several users face issues with the app's verification process, preventing them from fully utilizing the service. This affects about 8% of users, leading to frustration and inability to access the app's benefits. Example: 'The app won't let me open it anymore, doesn't appear anywhere in my phone.'

The app won't let me open it anymore, doesn't appear anywhere in my phone.

COMPETITORS ANALYSIS

Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse

#1 USERS CHOICE

Kikoff
Kikoff receives mixed feedback, with many users praising its ability to significantly boost credit scores quickly and its straightforward, low-cost service. However, some users report issues with customer service, app functionality, and transparency regarding credit line usage, leading to frustration and claims of misleading practices.

#2 RUNNER UP

Self
Self is highly praised for its effectiveness in improving credit scores and offering a variety of tools to help users manage their credit. Users appreciate the ease of use and the positive impact on their credit, though some express dissatisfaction with customer service and account management issues.

#3 Straggler

Credit Strong
Credit Strong is generally well-received for its ability to help users build credit through installment loans. Users appreciate the clear structure and positive credit impact, though some mention concerns about the cost and the need for better customer support.
Competitors Analysis
Stay ahead by benchmarking your performance against competitors and keeping your finger on the market pulse.
Kikoff
#1 Users Choice
Kikoff receives mixed feedback, with many users praising its ability to significantly boost credit scores quickly and its straightforward, low-cost service. However, some users report issues with customer service, app functionality, and transparency regarding credit line usage, leading to frustration and claims of misleading practices.
Self
#2 Runner-up
Self is highly praised for its effectiveness in improving credit scores and offering a variety of tools to help users manage their credit. Users appreciate the ease of use and the positive impact on their credit, though some express dissatisfaction with customer service and account management issues.
Credit Strong
#3 Straggler
Credit Strong is generally well-received for its ability to help users build credit through installment loans. Users appreciate the clear structure and positive credit impact, though some mention concerns about the cost and the need for better customer support.

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Nuggets

Major Highlights of the Week

Credit Score Drop
Several users experienced a significant drop in their credit scores after using Kikoff, contrary to the app's promise of improvement. This unexpected outcome has led to dissatisfaction and concerns about the app's effectiveness.
After using Kikoff, my credit score dropped tremendously, worse than before.
Refund Issues
Users are frustrated with the lack of refunds for services they feel did not deliver as promised. Despite canceling subscriptions, some users report continued charges and no reimbursement.
I canceled the subscription but was still charged the following month and received no refund.
Verification Problems
Many users face difficulties with the app's verification process, preventing them from completing registration or accessing their accounts. This issue is compounded by inadequate customer support responses.
I couldn't complete registration because the app wouldn't verify my information.
Misleading Credit Line
The app's advertised credit line is misleading, as users cannot access the funds for general use, leading to confusion and disappointment. The credit is restricted to purchases within Kikoff's ecosystem, which is not clearly communicated.
I was told I had a $750 credit line, but it's only for buying ebooks from Kikoff.
Customer Support Delays
Users report significant delays and unhelpful responses from customer support, particularly when trying to resolve issues related to billing and account management. This has led to increased frustration and negative perceptions of the service.
Customer support took forever to respond and couldn't help with my billing issue.
Unexpected Charges
Some users have encountered unexpected charges, such as sudden increases in monthly fees without clear explanation or consent. This has resulted in financial strain and dissatisfaction with the service.
My payment suddenly increased to $75 without any explanation, and I couldn't get a response from support.
Nuggets

Major Highlights of the Week

Everything you need to know about user experience
Credit Score Drop
Several users experienced a significant drop in their credit scores after using Kikoff, contrary to the app's promise of improvement. This unexpected outcome has led to dissatisfaction and concerns about the app's effectiveness.
Refund Issues
Users are frustrated with the lack of refunds for services they feel did not deliver as promised. Despite canceling subscriptions, some users report continued charges and no reimbursement.
Verification Problems
Many users face difficulties with the app's verification process, preventing them from completing registration or accessing their accounts. This issue is compounded by inadequate customer support responses.
Misleading Credit Line
The app's advertised credit line is misleading, as users cannot access the funds for general use, leading to confusion and disappointment. The credit is restricted to purchases within Kikoff's ecosystem, which is not clearly communicated.
Customer Support Delays
Users report significant delays and unhelpful responses from customer support, particularly when trying to resolve issues related to billing and account management. This has led to increased frustration and negative perceptions of the service.
Unexpected Charges
Some users have encountered unexpected charges, such as sudden increases in monthly fees without clear explanation or consent. This has resulted in financial strain and dissatisfaction with the service.

Quotes of the week

Hear from some of the most impactful users to drive changes

I joined Kikoff thinking it would help my credit but instead it impacted my credit. Don’t believe the hype. I was with Kikoff for 2 years and my score never increased. More than half of the positive reviews were designed by bots. Save your money.
Ripoff826
Week of July 24th, 2025
Kikoff was a great start (I THOUGHT) it did raise my credit (while I was using the app). Now I think it should be illegal. Once I finished paying the loan, my credit score dropped TREMENDOUSLY. It became worse than it was before.
MizzD3
Week of July 24th, 2025
The app actually does what it says and performs as its claims suggest. Over time, a few months, I saw significant gains in credit scoring and a return to some health in my credit profile. Follow their system and opt for one of the subscriptions and soon you will see solid gains and credit opportunities.
DavidWeho
Week of July 24th, 2025

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The quotes of the week

Hear from some of the most impactful users to drive changes
I joined Kikoff thinking it would help my credit but instead it impacted my credit. Don’t believe the hype. I was with Kikoff for 2 years and my score never increased. More than half of the positive reviews were designed by bots. Save your money.
Candice Wu
App Store
Kikoff was a great start (I THOUGHT) it did raise my credit (while I was using the app). Now I think it should be illegal. Once I finished paying the loan, my credit score dropped TREMENDOUSLY. It became worse than it was before.
Kelly Williams
Google Play
The app actually does what it says and performs as its claims suggest. Over time, a few months, I saw significant gains in credit scoring and a return to some health in my credit profile. Follow their system and opt for one of the subscriptions and soon you will see solid gains and credit opportunities.
Koray Okumus
Google Play

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